Your 2025 Market Update & What to Expect in 2026 🏡

As we move through 2025, I wanted to share a quick update on what we’re seeing in the real estate market across Northern Kentucky and Greater Cincinnati, along with what many experts are predicting as we head into 2026. Whether you’re thinking about buying, selling, or simply staying informed, having a clear picture of the local market can help you plan ahead with confidence.

2025 Market Highlights in Northern Kentucky & Greater Cincinnati

So far this year, our local market has been shaped by a few key trends:

Home Prices: Home values have continued to see modest growth across much of Northern Kentucky and Greater Cincinnati. While rapid appreciation has slowed compared to previous years, prices have remained relatively steady due to ongoing demand and limited housing supply in many areas.

Interest Rates: Mortgage rates have fluctuated throughout 2025 but have shown signs of stabilizing compared to earlier volatility. While rates remain higher than the historic lows of past years, buyers are adjusting and finding opportunities through strategic financing options.

Inventory: Inventory levels have remained tight in many popular areas, particularly in parts of Boone, Kenton, and Campbell counties, as well as close-in Cincinnati neighborhoods. This has kept competition present, especially for well-priced, move-in-ready homes.

Buyer Activity: Buyer interest has stayed steady, with continued activity in areas such as Florence, Erlanger, Independence, Hebron, and surrounding Greater Cincinnati communities. Homes that are priced appropriately and well-presented are still attracting strong attention.

Looking Ahead: What to Expect in 2026

Early forecasts for 2026 suggest:

Interest rates may gradually improve or hold steady, creating more predictability for buyers and sellers.
Home prices are expected to grow at a slower, more sustainable pace, with some areas seeing stabilization rather than sharp increases.
Inventory could improve slightly as more sellers enter the market and new construction continues in parts of the region.
Buyer demand may remain consistent, especially if affordability improves and rates become more favorable.

Overall, 2026 is expected to bring a more balanced market, offering opportunities for both buyers and sellers depending on timing, location, and pricing strategy.

What This Means for You

Whether you’re considering a move in the coming year or simply keeping an eye on the market, now is a great time to:

Revisit your real estate goals
Explore financing or refinancing options
Pay attention to how local market conditions evolve over the next several months

If you’d like a more personalized update for your specific neighborhood, price range, or property type, I’d be happy to put one together for you.

Warm regards,
Deanna Parson
This Girl Sells Houses Team
ERA Real Solutions Realty
Northern Kentucky & Greater Cincinnati