Thanksgiving November 26, 2025

🍂 Your Pre-Thanksgiving Home Prep Guide 🍂

From the #1 ERA Team in Northern Kentucky with 913+ Transactions & 25+ Years of Combined Experience

The day before Thanksgiving can feel like a whirlwind. Kitchens get busy, guests begin traveling, and everyone is trying to create a warm, welcoming atmosphere for tomorrow’s celebration. Because we’ve helped hundreds of Northern Kentucky families find the perfect place to call home, we know how much a well-prepared space can shape a holiday experience.

To help make things easier, here’s a simple, efficient checklist to get your home Thanksgiving-ready — without adding stress.

🏡 1. Clear and Reset the Kitchen

A smooth Thanksgiving always starts with an organized kitchen.
Before the cooking rush begins, take a few minutes to clear countertops, run the dishwasher, and make room for ingredients. With everything reset today, you’ll move into tomorrow’s prep with much more confidence and much less clutter.

🔧 2. Check Your Appliances Early

Before you have a house full of guests, make sure your kitchen tools are ready to perform.
Test your oven, stove, crockpot, and air fryer to confirm they’re heating and powering on correctly. This quick step can prevent last-minute surprises and keep your holiday running on schedule.

🍽️ 3. Organize Your Serving Essentials

Once the cooking begins, it’s easy to lose track of what you need.
Setting out serving dishes, utensils, cutting boards, and a designated trash bag area ahead of time keeps your kitchen flowing smoothly. Guests will appreciate the convenience, and you’ll avoid unnecessary interruptions while hosting.

🧊 4. Prep a Simple Drink Station

Chilling drinks tonight saves space and time tomorrow.
By grouping drinks, stocking ice, and arranging a small self-serve station, guests can help themselves without crowding the kitchen. As a result, your cooking space stays open and easy to navigate.

🛋️ 5. Refresh Your Main Living Areas

A few small touches can instantly transform your home’s atmosphere.
Vacuum high-traffic spaces, fluff pillows, and light a candle or diffuser to create a cozy environment. These finishing details make your home feel warm and inviting long before the holiday begins.

❤️ From Our NKY Family to Yours

Thanksgiving is a celebration of home — and we never take that lightly. As the #1 ERA Team in Northern Kentucky, with over 913 closed transactions and 25+ years of combined experience, we’re incredibly grateful for the trust our community places in us year after year.

Whether you’re hosting a full house, traveling across town, or relaxing in the comfort of your own home, we hope your Thanksgiving is filled with joy, warmth, and connection.

Warm wishes,
This Girl Sells Houses Team at ERA Real Solutions Realty 🏡

☎️ 859-512-4444

✉️ ThisGirlSellsHouses@gmail.com

Downsizing November 25, 2025

🏠Is It Time to Downsize? Here’s How to Know 🏠

Life has a funny way of changing — and with it, our homes often need to change too. As one of the top real estate teams in Northern Kentucky and Greater Cincinnati, we talk with homeowners every day who are wondering if now might be the right time to simplify, declutter, and move into a space that better fits their next chapter.

Whether your kids have flown the nest, you’re craving less upkeep, or you’re dreaming of a low-maintenance condo near your favorite coffee shop, downsizing can be one of the most freeing decisions you’ll ever make — both emotionally and financially.

Here are a few signs it might be time to start considering a smaller space:

Unused rooms — If parts of your home sit empty, you might be paying for more square footage (and maintenance) than you truly need.
💡 Maintenance feels overwhelming — Yard work, cleaning, and repairs can start to take up more of your weekends — and your budget.
💸You’re focused on financial goals — Downsizing can unlock home equity that helps fund retirement, travel, or other big dreams.
🚪 Lifestyle changes — Maybe you’re ready to move closer to family, the golf course, or a walkable community where everything is just a short stroll away.

Downsizing doesn’t have to mean “less.” It often means more freedom, more flexibility, and more time for what matters most.

If you’ve been thinking about what’s next, our team would love to help you explore your options. We can walk you through your home’s current market value, what’s trending locally, and the best strategies for selling and buying in today’s market.

No pressure — just a friendly conversation about your goals and possibilities.

☎️Call or text us anytime at 859-512-4444
📧ThisGirlSellsHouses@gmail.com
🌐www.ThisGirlSellsHouses.com


This Girl Sells Houses Team
ERA Real Solutions Realty
🏆 The #1 ERA Team in Northern Kentucky & Greater Cincinnati
25+ Years of Experience | 913+ Successful Transactions
#ThisGirlSellsHousesTeam #Downsizing #NKYRealEstate #GreaterCincinnatiHomes #ERARealSolutionsRealty

ChristmasWinter November 24, 2025

❄️ Your Northern Kentucky Holiday Home Checklist: Get Ready for the Season 🎄

As the weather gets colder and the holidays get closer, now is the perfect time to give your home a little extra TLC. Whether you’re hosting family, prepping for winter, or planning a future move, these simple seasonal steps can help keep your home cozy, safe, and ready for the months ahead.

Here’s your checklist for a smooth, stress-free holiday season. ✨

1. Stock Up on Driveway Salt Before the First Freeze 🧂❄️

NKY weather can change fast, and icy mornings sneak up on everyone. Driveway salt sells out quickly once the temperature drops!

Why it matters:

  • Prevents slips and falls 👟

  • Protects your driveway from ice damage 🛠️

  • Makes early-morning commutes safer 🚗

Tip: Keep a small container near the front door so you can spread it quickly.

2. Replace Your Furnace Filter 🔧🔥

One of the most overlooked winter tasks — but one of the most important.

A clean filter:

  • Improves air quality 💨

  • Helps your system run efficiently ⚡

  • Lowers your heating bill 💵

  • Keeps your home evenly warm 🏡

If it’s been 30–60+ days, now’s the time.

3. Check Your Home for Drafts 🌬️🪟

Older NKY homes are especially prone to hidden drafts around windows and doors.

Draft checks help you:

  • Save on heating costs 🧾

  • Stay warmer without blasting the furnace 🔥

  • Reduce moisture build-up and cold spots 🚫💧

Weather stripping and door sweeps are quick, affordable fixes.

4. Clean Your Gutters Before Winter Storms Hit 🍂🌧️

Fallen leaves + winter rain = clogged gutters.

Ignoring them can lead to:

  • Ice dams ❄️

  • Roof leaks 🏚️

  • Siding damage 🔨

  • Foundation problems ⚠️

A quick cleaning now prevents major headaches later.

5. Prep Your Home for Holiday Staging 🎁🏡

Hosting guests or thinking about selling soon? A few cozy touches go a long way.

Try:

  • Warm, neutral décor 🤎

  • Soft lighting and candles 🕯️

  • A clean, clutter-free entryway 🚪✨

  • Winter scents like pine or apple spice 🍎🌲

  • A fresh welcome mat to combat slush and salt 🧽

Perfect for both holiday gatherings and future buyers.

‼️6. Test Your Smoke & Carbon Monoxide Detectors 🔋🚨

With more heating and more holiday cooking, safety checks are a must.

Be sure to:

  • Replace batteries

  • Test all alarms

  • Make sure each floor has a CO detector

A five-minute check keeps your home safe all season long.

7. Protect Your Pipes from NKY Temperature Swings 🧊🚿

NKY is known for sudden arctic dips. Protect your home by:

  • Disconnecting garden hoses

  • Covering exterior spigots

  • Letting faucets drip during deep freezes

  • Opening cabinet doors under sinks on extremely cold nights

Preventing frozen pipes = preventing expensive repairs. 💸

Your NKY Real Estate Resource — All Year Long 🏡💙

Whether you’re thinking about buying, selling, or prepping your home for the spring market, you deserve a team that truly understands Northern Kentucky.

This Girl Sells Houses Team at ERA Real Solutions Realty is proud to be the #1 ERA Team in Northern Kentucky, with over 913 closed transactions and more than 25 years of combined experience helping local families move with confidence.

If you need guidance, a contractor recommendation, or a free home value review, I’m here for you.

— Deanna Parson, REALTOR®
This Girl Sells Houses Team at ERA Real Solutions Realty

📞859-512-4444

✉️Deanna.ThisGirlSellsHousesTeam@gmail.com

ChristmasWinter November 12, 2025

Keep Your Home Cozy & Energy Bills Low This Winter ❄️

Simple Tips from the #1 ERA Team in NKY & Greater Cincinnati

As temperatures drop across Northern Kentucky and Cincinnati, your home shouldn’t have to sacrifice comfort for efficiency. A few small improvements now can make a big difference — keeping your home warm, energy bills low, and your wallet happy.

Here are some tried-and-true tips from This Girl Sells Houses Team, backed by over 25 years of experience and 913+ successful closings helping local homeowners:


🔹 Seal Those Drafts

Cold air has a sneaky way of finding its way in. Use weatherstripping or caulk around windows and doors to seal gaps. It’s a quick, affordable fix that can reduce heat loss and make your home feel instantly cozier.


🔹 Add Insulation Where It Counts

Your attic and basement are key culprits for heat loss. Poor insulation can waste up to 25% of your home’s warmth. Upgrading insulation helps your furnace work less — saving money and energy.


🔹 Smart Thermostat = Smart Savings

programmable or smart thermostat automatically adjusts temperatures when you’re asleep or away, trimming up to 10% off your annual heating costs. Plus, you can control it from your phone while you’re out exploring the Tri-State area!


🔹 Service Your HVAC System

A quick tune-up ensures your system is running efficiently (and safely). Don’t forget to replace air filters regularly — it helps air flow freely and prolongs the life of your unit.


🔹 Reverse Those Ceiling Fans

Switch your ceiling fans to rotate clockwise in the winter. It circulates warm air downward, keeping rooms evenly heated without cranking up the thermostat.


Small Changes, Big Savings

Even a few of these upgrades can cut costs, increase comfort, and boost your home’s long-term value. And if you’re thinking about selling this season or prepping for spring, energy-efficient improvements are a major plus for buyers.

Need recommendations for trusted local contractors, HVAC professionals, or energy-efficient upgrades?
We’ve got a whole network of experts ready to help.


💬 We’d Love Your Referrals

Your referrals mean the world to us. If you know someone looking to buy or sell in Northern Kentucky or Greater Cincinnati, send them our way — we’ll treat them like family.

Deanna Parson – This Girl Sells Houses Team
ERA Real Solutions Realty
☎️ 513-857-8201
📧 Deanna.ThisGirlSellsHousesTeam@gmail.com
🌐 ThisGirlSellsHouses.net
🏆 #1 ERA Team in NKY & Greater Cincinnati | 25+ Years | 913+ Transactions

Buying November 10, 2025

🏠 What Will the 2026 Housing Market Look Like?

The 2025 housing market has been a wild ride—between high interest rates, low inventory, and shifting buyer power, it’s been anything but predictable. But what’s next? As we head into the final stretch of the year, many homebuyers are looking ahead and asking: What will 2026 bring for the real estate market? We’ve gathered key predictions from experts and economists to give you a crystal-clear picture of what’s coming and how to prepare.


The State of the Market Right Now (November 2025)

Before we jump into what’s around the corner, let’s take a quick look at where things stand right now:

  • Mortgage rates are still elevated, hovering between 6.8% and 7.2% nationally.

  • Inventory has seen a slow but steady climb, especially in suburban and small metro markets.

  • Home prices have stabilized in most areas, and in some markets (like parts of the Midwest and Southeast), we’re even seeing slight dips.

  • Buyer activity is picking up slightly now that the frenzy of the past few years has cooled.

  • Northern Kentucky (your region!) continues to draw attention for its affordability and quality of life — local buyers are still actively searching, even in a cautious market.

So, what does 2026 have in store?


🧠 1. Mortgage Rates Might Finally Drop (Slightly)

📉 Prediction: Mortgage rates are likely to inch downward in 2026, but don’t expect a dramatic plunge.

According to forecasts from Fannie Mae and the Mortgage Bankers Association, rates could dip into the mid-6% range by mid-to-late 2026 as inflation continues to stabilize and the Fed eases up on interest rate hikes.

🔑 What it means for buyers:
If you’ve been holding off due to high interest rates, 2026 could offer a window of opportunity — especially in Q2 or Q3. Even a small rate drop can mean thousands in savings over the life of your loan.


🏘️ 2. Inventory Will Continue to Climb (Slowly)

📦 Prediction: Inventory will gradually improve as more sellers feel comfortable listing.

Homeowners who’ve been holding onto low-interest mortgages may finally decide to list, especially as life events (job changes, upsizing, downsizing) force their hand. New construction will also play a part, though it’ll be slower due to high build costs.

🔑 What it means for buyers:
More inventory = more choices. And in many markets, that means less competition and more room to negotiate.


💰 3. Home Prices Will Likely Stay Flat or Slightly Rise

🏡 Prediction: National home prices will remain stable, with small gains in desirable areas.

While we’re not headed for a crash, don’t expect the double-digit appreciation of 2020-2022 either. Experts forecast a modest 2-3% increase in home prices overall for 2026 — though affordable markets (like Northern Kentucky!) may outperform.

🔑 What it means for buyers:
Now’s the time to buy before appreciation kicks back in. If you find a home you love and can afford the monthly payment, you’re unlikely to “overpay” in the long run.


📊 4. The Buyer-Seller Power Balance Is Evening Out

⚖️ Prediction: The market will feel more balanced in 2026 — not a seller’s market, not quite a buyer’s, but somewhere in the middle.

In 2025, we started seeing the scales tip back toward buyers, and that’s expected to continue. Homes are sitting a bit longer, price reductions are becoming more common, and bidding wars are cooling off (especially in non-urban markets).

🔑 What it means for buyers:
You can shop without the panic. There’s more breathing room for inspections, contingencies, and even negotiating some closing costs.


🧭 5. Millennials & Gen Z Will Keep Driving Demand

👩‍💻 Prediction: Demand will stay strong — especially from first-time buyers.

Despite challenges, millennials and Gen Z aren’t giving up on homeownership. In fact, they’re expected to make up over 50% of all new mortgage originations in 2026. Tech-savvy, educated, and motivated, these generations are shaping how homes are searched for, financed, and purchased.

🔑 What it means for buyers:
Even if competition isn’t as fierce, desirable homes still move fast. Get pre-approved and stay ready to act when the right home pops up.


✨ Tips for Buying Smart in 2026

Want to make the most of the coming market? Here’s how to get ahead:

🧩 1. Start Early

  • Begin your home search in Q1 to beat the spring rush.

  • Lock in rates early if mortgage drops seem likely.

💼 2. Work with a Local Pro

  • Northern Kentucky buyers, your local market behaves differently than the national trends. A local agent = localized insight = better deals.

📄 3. Get Pre-Approved (Not Just Pre-Qualified)

  • A strong pre-approval letter helps you compete, especially if rates dip and competition heats up again.

🧠 4. Know Your Budget

  • Rising prices or not, be ready for taxes, insurance, and maintenance.

  • Pro tip: Use a mortgage calculator to run the numbers at multiple interest rates.

🏡 5. Think Long-Term

  • Buy with a 5–7 year mindset. Even if the market fluctuates, you’ll likely build equity if you hold steady.


❓FAQs: Buyer Questions for 2026

📌 Should I wait until 2026 to buy a home?

If you’re financially ready, don’t wait solely on rate drops. Buy when the right home and right budget align.

📌 Will the housing market crash in 2026?

Highly unlikely. Most experts predict a balanced market with slow appreciation, not a crash.

📌 What kind of home can I afford in 2026?

Depends on your income, debt, and local market. Work with a lender now to understand your real budget.


🔍 Parting Thoughts: Ready or Not, 2026 Is Coming

The housing market in 2026 won’t be wild — it’ll be strategic. For buyers, that’s good news. With stabilized pricing, growing inventory, and a potential dip in mortgage rates, the coming year could be a great time to make a move.

If you’re in Northern Kentucky, you’re in an especially good spot. Prices are still accessible, the market’s active but not overheated, and buyer options are improving.

So whether you’re just starting to dream or already scrolling listings late at night — don’t count yourself out. The keys to your next home may be closer than you think.

Deanna Parson

This Girl Sells Houses Team – ERA Real Solutions Realty

513-857-8201

859-512-4444

Buying November 7, 2025

How to Buy a Home with High Interest Rates in 2025 (Without Regret)🤯

Let’s be real—mortgage rates aren’t exactly doing buyers any favors this year. But before you toss your homeownership dreams out the window, here’s the truth: people are still buying homes in 2025—and they’re doing it wisely.

So how can you make a smart move in a high-rate market?

Let’s walk through real-world strategies, loan options, and decision-making tools that can help you buy a home now—without future regrets.

📈 Why Are Mortgage Rates Still High in 2025?

First, a quick snapshot of what’s going on.

  • The Federal Reserve has kept rates elevated to fight long-term inflation.

  • The economy is stabilizing, but not back to pre-2020 trends.

  • Housing demand is still strong, keeping prices from crashing.

As of late 2025, mortgage rates are hovering between 6.5% to 7.5%, depending on your credit, down payment, and loan type. Higher than we’d all like? Sure. But also… not sky-high when you look at long-term history.

👉 In the 1990s, rates averaged around 8–9%, and people still bought homes.

✅ Why Buying Now Can Still Make Sense

Here’s the deal: waiting doesn’t always mean saving. In some cases, buying now—at a higher rate—could still beat waiting a year or two. Here’s why:

1. Home Prices Are Still Rising

In most markets (including hot regions like Northern Kentucky), prices aren’t dropping. Inventory is tight, and demand is strong. The longer you wait, the more you may pay—even if rates go down later.

2. Refinancing Later Is a Real Strategy

You can lock in your home now and refinance when rates drop. It’s called:
📉 “Marry the house, date the rate.”

Refinancing isn’t guaranteed—but if rates drop in 2026 or 2027, you can save big without fighting future bidding wars.

3. Renting Isn’t Getting Cheaper

Renters are facing their own uphill climb with rising prices and no long-term equity. If you’re paying $1,800+/month on rent, that money’s going nowhere fast.

💡 Smart Ways to Buy in a High-Rate Market

If you’re going to buy with rates this high, you’ve got to do it wisely. Here’s how:

1. 🛠️ Consider a Temporary Buydown

A buydown is when the seller or builder covers part of your interest rate for the first 1–3 years.

Example:

  • Year 1: 5.5%

  • Year 2: 6.5%

  • Year 3 and beyond: 7.5%

This gives you breathing room as you settle into your home—and time to refinance if rates drop.

2. 💰 Negotiate Like a Boss

In a slower market, you’ve got more power as a buyer. Use it!

Ask for:

  • Closing cost credits

  • Free upgrades (if buying new)

  • Price reductions

  • Longer inspection periods

Even if you can’t control rates, you can control the terms.

3. 🧮 Focus on Total Monthly Payment

Stop obsessing over the rate. Focus on what you’ll actually pay each month.

Let’s say:

  • Home price: $300,000

  • Rate: 7.0%

  • Down payment: 5%

  • Monthly payment: Around $2,000 (with taxes/insurance)

Now compare that to renting at $1,900/month with zero equity gained. Suddenly, that payment doesn’t look so bad, right?

4. 📉 Explore Adjustable-Rate Mortgages (ARMs)

Hear us out—ARMs aren’t evil. Today’s adjustable-rate loans are tightly regulated and offer:

  • Lower initial rates for 5, 7, or 10 years

  • Caps that limit how high the rate can jump

  • A solid option if you don’t plan to stay in the home long-term

Always review the fine print with a trusted lender.

5. 👀 Get Pre-Approved by Multiple Lenders

You’d shop around for a car—why not for a mortgage?

Compare:

  • Interest rates

  • Fees

  • Points

  • Customer service

Ask about credit union options, first-time buyer programs, and local grants too.

🔄 Should You Wait Instead?

Waiting might make sense if:

  • You’re planning a major job change or relocation

  • Your credit score needs a boost

  • You’re tight on cash for closing or emergency savings

  • Your market is expected to cool (rare, but possible!)

But remember: there’s no perfect time to buy. There’s only your right time—based on your finances, goals, and lifestyle.

📍 Northern Kentucky Buyers: A Quick Note

If you’re house hunting in areas like Florence, Union, or Independence, you’ve probably noticed:

  • New construction is active (and often offers rate buydowns!)

  • Sellers are more flexible than in 2021–2022

  • Price increases are slower but still trending up

This means opportunity—especially if you’re ready to negotiate and plan for the long haul.

🔧 Pro Buyer Tips for 2025

  • 💼 Hire a savvy buyer’s agent. They’ll negotiate fiercely on your behalf (that’s me).

  • 📊 Use a mortgage calculator. Run multiple what-if scenarios with taxes, PMI, and insurance.

  • 🧾 Have a plan to refinance. Ask lenders about refi costs and timelines up front.

  • 🔐 Lock your rate smartly. Some lenders offer rate-lock extensions—ask early.

🙋‍♂️ FAQs: Buyers Ask, We Answer

Can I afford a home with 7% interest?

It depends on your debt, income, and budget. A lender can help you calculate your max payment—and what price range fits.

What if rates drop right after I buy?

Good news: You can refinance. Keep an eye on the market and be ready to act when it makes sense.

Are there programs to help first-time buyers?

Yes! Look into:

  • Kentucky Housing Corporation (KHC) programs

  • FHA and USDA loans

  • Local grants or closing cost assistance

🏁 Wrapping It Up: High Rates Don’t Mean Stop—They Mean Strategy

Here’s the truth: You can buy a home in 2025—even with today’s interest rates—and still come out ahead. But the key is strategy, not panic.

✔️ Get pre-approved
✔️ Shop your options
✔️ Negotiate smart
✔️ Know your numbers
✔️ Plan for a future refinance

There’s no one-size-fits-all answer—but there is a right move for you.

Ready to Explore Your Options?

Let’s connect and go over your numbers, timeline, and market options. Whether you’re buying now or prepping for later—you don’t have to go it alone.

Deanna Parson – 513-857-8201

This Girl Sells Houses Team – ERA Real Solutions Realty


🔗 Helpful Resources:

Buying November 5, 2025

Moving to Northern Kentucky? Here’s Why Buying a Home Here in 2025 Just Makes Sense🧐

Northern KentuckyWelcome to Northern Kentucky—Where Community Meets Opportunity

If you’ve been toying with the idea of buying a home in Northern Kentucky, let me tell you—you’re on the right track. From peaceful suburbs to bustling small towns, this region offers big value, small-town charm, and the kind of lifestyle that’s hard to beat in today’s fast-moving real estate world.

Hi, I’m Deanna Parson, the buyer’s agent for the #1 team at ERA Real Solutions Realty—This Girl Sells Houses. With over 913 closed transactions and 25+ years of combined experience, our team knows how to get buyers into the homes they love, and I specialize in helping buyers just like you find their perfect match right here in NKY.

🏡 Why More Buyers Are Choosing Northern Kentucky in 2025

Let’s face it—real estate in 2025 is a different animal. Rising rates, limited inventory, and a competitive market are making buyers rethink where and how they want to live. And guess what? Northern Kentucky is standing out as a smart, strategic move. Here’s why:

✅ Affordability That Stretches Your Dollar

Have you ever heard the phrase, “More bang for your buck”? Compared to nearby Cincinnati or other larger metros, Northern Kentucky offers more house for the money. Whether you’re a first-time buyer, downsizer, or relocating for work, your budget tends to go further here—with lower property taxes and a generally lower cost of living.

✅ Small-Town Charm with Big-City Access

You’re close to downtown Cincinnati, but you don’t have to deal with the constant hustle. Cities like Florence, Union, Independence, and Hebron give you space, safety, and a strong sense of community—while keeping your commute manageable.

✅ Strong School Districts and Family-Friendly Vibes

For families, Northern Kentucky is packed with top-rated schools, community parks, and kid-friendly neighborhoods. It’s a place where you’ll actually know your neighbors—and your kids will too.

🌟 A Personal Note from Me

“My favorite part about helping buyers navigate the market in Northern Kentucky is being able to be face-to-face with the people in my community. Getting to know the people around me isn’t just part of the job—it’s a big part of who I am and who I strive to be. Honestly, if I could meet every person in Northern Kentucky, I would!”

Working with buyers isn’t just about showing homes and negotiating contracts—it’s about helping real people build a life they’re proud of. I take that seriously (but I also like to have a little fun along the way 😄).

🔥 Hot Spots to Watch in Northern Kentucky

Here are a few communities buyers are loving in 2025:

  • Florence: Bustling with restaurants, shops, and newer subdivisions.

  • Independence: Affordable homes, quiet neighborhoods, and a growing community vibe.

  • Hebron: Close to the airport and great for commuters.

  • Union: Newer construction, well-rated schools, and a polished suburban feel.

  • Covington (south end): Historic charm meets modern convenience.

Whether you’re looking for a starter home, a place to retire, or your next big move, there’s something here for everyone.

💬 Buyer FAQs – Answered!

❓Is it still a good time to buy with rates being high?

Yes—and here’s why. While rates have climbed compared to recent years, home prices are stabilizing in Northern Kentucky, and buyers are gaining a bit more negotiating power. Plus, you can always refinance later when rates come down.

❓How competitive is the market right now?

It’s active—but not impossible. With the right strategy (and a savvy local agent 👋), you can still land a great home without overpaying.

❓Do I need to be pre-approved before looking at homes?

Absolutely. It helps you move faster and shows sellers you’re serious. I can connect you with trusted local lenders to get you started.

❓What kind of homes are most available?

We’re seeing a good mix of move-in-ready homes, new construction, and fixer-uppers depending on the area. I’ll help you figure out what fits your lifestyle and budget.

📈 The 2025 Real Estate Trend That Works in Your Favor

Right now, Northern Kentucky is seeing steady demand from out-of-state buyers, but it hasn’t overheated like some markets. That means there’s still room to grow—and smart buyers are getting in while prices remain relatively affordable.

Another bonus? Sellers are more willing to negotiate, offering closing cost credits, rate buy-downs, and home warranties—things that were rare just a year or two ago.

🤝 Let’s Find Your Perfect Place

Buying a home is a big deal. But it doesn’t have to be overwhelming—especially when you’ve got someone local, experienced, and 100% on your side. I’ll walk with you through every step, from pre-approval to closing day (and even after).

📲 Ready to get started or just have questions?
Shoot me a message, send me a DM, or give me a call—I’m here and happy to help. Let’s talk about what you’re looking for, what’s possible in today’s market, and how I can help you get there.

🙋‍♀️ About Me

I’m Deanna Parson, proud buyer’s agent with This Girl Sells Houses, the #1 real estate team at ERA Real Solutions Realty in Northern Kentucky. Our team has closed over 913 homes and brings 25+ years of combined experience to the table. When you work with me, you’re getting local knowledge, professional guidance, and someone who genuinely cares about YOUR journey.

Let’s make your Northern Kentucky move a smart one. 🏡💛


🔗 Helpful Links:


💬 Final Thoughts

If Northern Kentucky is calling your name, 2025 might be the perfect time to answer. With the right help, the right plan, and the right local expert in your corner (that’s me!), your dream home could be closer than you think.

Uncategorized November 3, 2025

Are the Scales Finally Tipping Toward Buyers?

Hello! 👋 If you don’t know me or haven’t read my blogs before, I’m Deanna Parson, the Buyer’s Agent with the #1 ERA Real Solutions Realty Team in Northern Kentucky — This Girl Sells Houses Team. I love keeping clients and local homeowners up to date on what’s really happening in our market, so let’s dive into this week’s big trend: buyers are finally starting to gain some ground.

After several years of low inventory and intense bidding wars, the real estate market is finally showing early signs of balance — and in some areas, even leaning slightly toward buyers. While affordability and rates are still factors, the overall landscape is shifting, giving today’s buyers more leverage than they’ve had in quite some time.

After several years of low inventory and intense bidding wars, the real estate market is finally showing early signs of balance — and in some areas, even leaning slightly toward buyers. While affordability and rates are still factors, the overall landscape is shifting, giving today’s buyers more leverage than they’ve had in quite some time.

📊 The Market Is Evolving

According to Redfin, there are now about 500,000 more home sellers than buyers nationwide, a key shift that’s changing the tone of negotiations. Both Redfin and Realtor.com report that inventory is climbing, days on market are increasing, and price reductions are becoming more frequent.

A recent Newsweek survey found that:

  • 74% of agents say buyer urgency has dropped compared to last year.
  • 81% say buyers are gaining power in their local markets.

🏡 What This Means for Buyers

If you’ve been waiting for the right moment to buy, this could be your window of opportunity. Buyers are finding it easier to:

  • Negotiate price adjustments on homes that have been listed longer.
  • Ask for closing-cost assistance or rate buydowns from sellers.
  • Shop around more comfortably without the pressure of multiple offers.

While mortgage rates still influence affordability, the increased supply of homes is creating breathing room for many buyers to make confident decisions.

🏠 What This Means for Sellers

Sellers should be aware that expectations from the past few years are shifting. Today’s buyers have options, which means strategic pricing, presentation, and marketing are essential.

  • Start with a competitive listing price based on current market data.
  • Consider incentives like a rate buydown or home warranty to attract more buyers.
  • Work with a team that knows how to position your property in a competitive market.

💬 Final Thoughts

The market isn’t slowing down — it’s normalizing. For both buyers and sellers, understanding these trends is key to navigating what’s next.

As the Buyer’s Agent for This Girl Sells Houses Team – ERA Real Solutions Realty, I specialize in helping clients take advantage of opportunities like this. Our team is proud to be the #1 ERA Real Solutions Realty team in Northern Kentucky, with over 25 years of combined experience and more than 900 lifetime transactions.

If you’re curious how these changes affect your buying or selling goals, let’s talk about your next move.

📲 Deanna Parson – Buyer’s Agent
This Girl Sells Houses Team | ERA Real Solutions Realty
#ThisGirlSellsHousesTeam #ERARealSolutionsRealty #NKYRealEstate #MarketUpdate #HomeBuyingTips #NorthernKentuckyHomes

Uncategorized October 31, 2025

🏡 Northern Kentucky Market Update: What Buyers Need to Know This Fall🍁

If you’ve been thinking about buying a home in Northern Kentucky, you’ve probably noticed how fast homes have been coming and going this year. The market is still competitive, but things are beginning to balance out — giving buyers a little more breathing room than we saw in the spring.

📊 Quick Snapshot (Boone, Kenton & Campbell Counties)

  • Boone County: Homes are averaging around 27 days on market, down from nearly 50 earlier this year. Prices peaked near $350K in June but have slightly eased, offering a small window of opportunity for patient buyers.

  • Kenton County: Activity cooled after a busy spring, with median prices dropping from $298K in May to around $259K in July. That’s great news if you’re shopping under $300K — inventory has opened up a bit!

  • Campbell County: Still moving fast with homes selling in just under 30 days on average. The median price has held steady near $294K, reflecting strong demand in that area.

💡 What This Means for You as a Buyer

This fall is shaping up to be a more balanced market. Sellers are still pricing confidently, but we’re seeing:

  • More price adjustments as listings sit longer than expected

  • Less competition in certain price ranges, especially under $300K

  • Sellers more open to negotiations on repairs or closing costs

If you’ve been waiting for the “right time” — this might be it. You’ll likely face fewer bidding wars than earlier this year, and your buying power will go further than it did this spring.

🤝 Working with a Buyer’s Agent Who Advocates for You

As a Buyer’s Agent with This Girl Sells Houses Team at ERA Real Solutions Realty, my job is to help you:

  • Find the right home that fits your budget and lifestyle

  • Understand local market shifts in real time

  • Negotiate the best terms possible

  • Connect you with trusted lenders, inspectors, and title professionals who make the process smooth

Whether you’re buying your first home or making a move closer to Florence, Erlanger, or Edgewood, having a dedicated advocate makes all the difference.

📩 Let’s Find Your Next Home

If you’re ready to explore the market or just want a custom Northern Kentucky home search, I’d love to help.
Reach out anytime for listings, buyer resources, or a one-on-one consultation.

📞 Deanna Parson
Buyer’s Agent | This Girl Sells Houses Team – The #1 Team at ERA NKY
ERA Real Solutions Realty
📧 Deanna.ThisGirlSellsHousesTeam@gmail.com | 📱(513)-857-8201

Uncategorized October 29, 2025

‼️What You Need to Know to Buy or Sell a Home in NKY From the #1 Real Estate Team in Northern Kentucky – This Girl Sells Houses Team, ERA Real Solutions Realty😄

Buying or selling a home isn’t just a transaction — it’s a milestone. Whether you’re taking your first step into homeownership or preparing to make a strategic sale, knowing what to expect can save time, money, and stress. Here’s our insider guide to navigating the process confidently in today’s NKY  market.

🏠 For Buyers: The Smart Path to Homeownership

1. Start With a Clear Budget
Before scrolling listings, talk to a trusted lender. They’ll review your income, debts, and credit to help you understand what you can afford. In our region, most buyers qualify with a credit score around 620+, but stronger credit can unlock better rates and loan options (including USDA 100% financing in many Northern Kentucky areas).

2. Get Pre-Approved, Not Just Pre-Qualified
A pre-approval letter gives you real buying power — it shows sellers you’re serious and ready. In a competitive market like ours, this can make the difference between getting the keys or missing out.

3. Know the True Costs
Beyond your down payment, factor in closing costs (typically 2–4% of the loan), home inspection fees, insurance, and potential HOA dues. Our team always provides a breakdown so you’re never surprised.

4. Partner With a Local Expert
Neighborhood knowledge matters. Whether you’re drawn to Florence, Fort Thomas, Anderson, or Hyde Park — each community has its own rhythm, schools, and market trends. Working with the #1 Team ensures you see the full picture, not just what’s on paper.

5. Think Long-Term
Even if this isn’t your “forever home,” consider resale value, commute times, and potential growth. A good agent helps you buy smart today — and sell strategically later.

🏡 For Sellers: Setting the Stage for a Smooth Sale

1. Timing & Pricing Matter
Local data shifts seasonally. The average days on market in NKY are short for homes priced right — but overpricing can stall momentum fast. We use real-time analytics to find that sweet spot where exposure and value meet.

2. Prep Like a Pro
Declutter, deep clean, and handle small repairs before listing. Curb appeal counts — first impressions can add thousands to your bottom line. Our team offers a personalized prep checklist and connects you with trusted stagers, cleaners, and contractors.

3. Marketing That Works
A “For Sale” sign isn’t enough anymore. Our listings include professional photography, drone footage, targeted social media ads, and wide exposure across MLS, Zillow, Realtor.com, and more. Visibility sells — and that’s where the #1 Team in NKY  delivers.

4. Expect the Unexpected
Even smooth deals have hiccups — appraisals, inspections, and negotiations take finesse. That’s where 25+ years of experience pays off. We anticipate issues before they become problems.

5. Close Confidently
Once under contract, we coordinate every detail with lenders, inspectors, and title companies to make sure you get to the closing table on time — and with peace of mind.

💬 Final Thought

Whether you’re buying your first home or selling your fifth, local insight makes all the difference. The Northern Kentucky market moves fast — but with the right guidance, it doesn’t have to feel overwhelming.

If you’re ready to make a move, reach out to This Girl Sells Houses Team – ERA Real Solutions Realty, the #1 Team in NKY, trusted by hundreds of happy buyers and sellers.

📱 513-857-8201
📧 Deanna.ThisGirlSellsHousesTeam@gmail.com
🌐 ThisGirlSellsHouses.net

💬 Know someone looking to buy or sell?
Your referrals mean the world to us — and they’re the heart of our business. If you have friends, family, or coworkers thinking about a move, send them our way. We’ll take great care of them — just like we do for you. 🩷