Hi there.👋

I am Deanna Parson with the This Girl Sells Houses Team at ERA Real Solutions Realty. If you are thinking about buying a home, your very first question probably sounds a lot like this:

“How do I even get approved for a mortgage?”

You are not alone. Financing can feel like walking into a room full of acronyms that everyone else magically understands. FHA. PMI. DTI. VA. It is alphabet soup with your future on the line. No wonder buyers get overwhelmed.

Let us simplify the path.

Mortgage approval typically comes down to four main ingredients:

• Income
• Credit
• Debt
• Assets (think down payment and closing funds)

A lender reviews these to figure out what monthly payment you can comfortably handle. You do not need to be perfect in every category to qualify. You just need a plan.

So what financing works for you? That depends on your life, not someone else’s.

Here are a few common loan options:

• FHA Loan. Great if your credit score is still growing. Lower down payment options.
• Conventional Loan. Perfect for stronger credit and flexibility in the long run.
• VA Loan. For veterans and active-duty service members with incredible benefits.
• USDA Loan. Zero down in eligible rural areas. Northern Kentucky has more of these zones than you might think.

You do not have to choose your loan on day one. The goal is to connect early with a trusted lender who can show you real numbers tailored to your budget, career, and timeline.

This is where I come in.

Our team is the number one ERA team in Northern Kentucky with 913 successful transactions and over 25 years of combined experience. We work side by side with the best lenders in the region. We explain everything in human language. We build a roadmap so you feel confident and prepared long before you step inside your dream home.

Here is what you can expect with me guiding your journey:

• Quick introductions to lenders who fit your needs
• A crystal clear picture of your buying power
• Strategy to strengthen your approval if needed
• A home search that stays inside your comfort zone
• A partner who celebrates each milestone from pre-approval to keys in hand

Owning a home starts with clarity. Not stress. Not guesswork.

If you are curious where you stand or what your options look like, reach out anytime. No pressure. Just real answers designed around you.

✨Your financing is the foundation. Your home is the reward. Let’s build both the right way.✨

Call or text: 513-857-8201
Deanna Parson
This Girl Sells Houses Team at ERA Real Solutions Realty

From This Girl Sells Houses Team – ERA Real Solutions Realty

There’s something special about October in Northern Kentucky. The leaves are golden, the air’s just cool enough for a cozy sweater, and the charm of our communities really shines this time of year. Whether you’re exploring pumpkin patches, touring open houses, or preparing to make your next move — fall is the perfect time to fall in love with NKY living.

 Fall Events You’ll Love Across Northern Kentucky

If you’re house hunting, make a weekend of it. Explore local neighborhoods, then swing by one of these seasonal favorites nearby:

🎃Neltner’s Farm (Melbourne, KY) – Hayrides, live music, a pumpkin patch, and that picture-perfect country backdrop. A local must every October.
🌽Country Pumpkins (Dry Ridge, KY) – Known for its family-friendly fun, corn mazes, and beautiful fall photo ops — just minutes from I-75.
🍁Boone County Arboretum – Take a stroll through vibrant walking trails and see the best of NKY’s fall colors.
👻Historic MainStrasse Village (Covington, KY) – Grab a cider, browse local shops, and join in on one of their Halloween or harvest events.

Exploring homes is even better when you pair it with the rhythm of local life — and fall in NKY makes it easy to see why so many people are proud to call this area home.

🏡Fall Home Tips for Buyers

As the market cools and the weather turns crisp, fall can be a smart (and scenic) season to buy a home in Northern Kentucky. Here’s how to make the most of it:

• Look for Well-Maintained Exteriors. Homes with tidy yards, clean gutters, and fresh landscaping usually hint at owners who’ve cared for the property.
• Ask About Maintenance History. A quick question about the roof, HVAC, or windows can save you future surprises.
• Tour During the Daylight. Shorter days mean less natural light — visiting in the afternoon helps you see the home’s true warmth and charm.
• Factor in Seasonal Costs. Check insulation, drafty windows, and furnace condition before winter hits.
• Plan for Timing. Buying in the fall often means fewer competing offers — and sellers eager to close before year’s end.

Your home should feel right the moment you walk in. This season makes it easy to imagine cozy nights, warm gatherings, and a fresh start before the holidays.

🏡 Featured Northern Kentucky Homes

Here are a few listings from This Girl Sells Houses Team that capture the best of fall living in NKY:

✨ 1278 Cayton Rd, Florence KY – Beautifully updated with new flooring, fresh systems, and minutes to shopping and dining.
🌳2373 Frontier Dr, Hebron KY – Close to I-275 and the airport, this home offers modern updates and a convenient location.
🌾 15711 Pfanstiehl Rd, DeMossville KY – Over 11 acres of peaceful countryside with a 22×40 pole barn — perfect for anyone craving space and serenity.

Open House Alert!
📍1882 Mountainview Ct, Florence KY
⏰Saturday, October 25th • 12–2 PM
Stop by, meet our Buyer’s Agent Deanna Parson, and take a tour of this beautiful Florence home!

💬Why Fall Buyers Win in NKY

Buying in October means getting a clearer view — of both homes and neighborhoods. You’ll see how communities feel when life slows down a bit, and sellers are often more motivated before winter. It’s also the perfect time to settle in and celebrate the holidays in your new space.

If you’re ready to make Northern Kentucky your home, our team would love to help you find the one that feels just right — from first showing to closing table.

🍁 This Girl Sells Houses Team-Deanna Parson-ERA 
📞513-857-8201 | 📧Deanna.ThisGirlSellsHousesTeam@gmail.com
🌐ThisGirlSellsHouses.net

Thinking about making the move to Northern Kentucky? You’re not alone! Our area has become one of the region’s best-kept secrets for affordable homes, great schools, and small-town charm with big-city convenience. Whether you’re relocating for work, family, or just ready for a fresh start, you’ll quickly see why so many people are proud to call Northern Kentucky home.

I’m Deanna Parson with the This Girl Sells Houses Team, the #1 team in the KY ERA Real Solutions Realty office, and I help clients every day make smooth, confident moves to this amazing area. Here are five things to know before you pack your boxes and head our way!

1. You’ll Get the Best of Both Worlds

Northern Kentucky is perfectly positioned — peaceful suburban living with easy access to Cincinnati’s vibrant downtown. You can enjoy quiet evenings on your porch and still be minutes away from professional sports, concerts, trendy restaurants, and riverfront views. It’s the kind of balance most people only dream of having.

2. The Cost of Living Stays Comfortable

Compared to many metro areas, housing in Northern Kentucky remains refreshingly affordable. You can find beautiful homes with space, modern upgrades, and established neighborhoods at prices that stretch your dollar further than across the river. Add in lower property taxes and strong home values, and it’s easy to see why so many families are making the move.

3. The Community Spirit Is Real

One of the first things newcomers notice is how welcoming people are here. From local coffee shops to Friday night football games, there’s always a sense of belonging. Neighborhoods host block parties, small businesses remember your name, and local events like the Florence Y’All Festival or Bellevue’s Shop Small Saturday bring everyone together.

4. There’s a Neighborhood for Every Lifestyle

Whether you love historic charm or new construction, Northern Kentucky has a fit for everyone.

• Bellevue and Dayton: Perfect for those who love walkable downtowns and river views.

• Florence and Union: Suburban comfort with great schools and plenty of shopping.

• Hebron and Independence: Growing communities offering new developments and open space.

Each area has its own personality — and that’s part of what makes exploring homes here so exciting!

5. You’ll Never Run Out of Things to Do

Between beautiful parks, farmers markets, festivals, and dining spots, there’s always something happening. Spend a Saturday exploring MainStrasse Village in Covington, hiking at Big Bone Lick State Park, or enjoying local restaurants like Tousey House Tavern or Behle Street by Sheli. Life here feels full — in the best way.

Ready to Call Northern Kentucky Home?

Moving to a new area can feel overwhelming, but it doesn’t have to be. My team and I specialize in helping buyers relocate with confidence — from finding the right neighborhood to connecting you with trusted lenders, inspectors, and movers.

If you’re thinking about making the move, I’d love to help you start your Northern Kentucky story.

Deanna Parson
Realtor® — This Girl Sells Houses Team, ERA Real Solutions Realty

If you’ve been following national housing headlines, you’ve probably heard the noise — high rates, tight inventory, and talk of “market slowdowns.”

But here’s the good news: Northern Kentucky isn’t playing by those rules.
Our local market is holding strong — with steady prices, solid demand, and homes that still offer real value for today’s buyers.

Let’s dig in. 👇

📊 The Numbers Tell a Better Story

While some parts of the country are cooling, Northern Kentucky continues to shine:

• Average home price: around $337,000, up roughly 3–4% year over year

• Days on market: averaging 30–36 days — a balanced pace that gives buyers time to think (without missing their chance)

• National comparison: many metro areas are seeing prices flatten or dip — around 1–2% growth on average

That means buyers here are stepping into a market with stability, opportunity, and room to negotiate — not the chaos seen in bigger cities.

🧭 Why Northern Kentucky Is Built for Buyers

1. Affordability That Works
   Homes here still make financial sense. Whether you’re a first-time buyer or upgrading, you can find a great home under $350K — something nearly impossible in most metro areas.

2. Job Market Strength
   With strong employers across healthcare, logistics, and manufacturing, the region’s economy keeps demand consistent — not speculative.

3. Lifestyle and Location
   You get space, good schools, and a true sense of community — all just minutes from downtown Cincinnati. It’s a balance few markets can match.

4. Long-Term Stability
   People buy homes here and stay. That rootedness keeps neighborhoods strong and values steady.

💬 Your Turn

🔍 Thinking of buying this fall? Tell us what kind of home you’re looking for — cozy starter, new build, or something with a little land. We’ll share neighborhoods that fit your wishlist.

📍 Want local insight before you shop? We can walk you through real-time NKY market data, down to your target ZIP.

📲 Message us today to get started or explore available homes at ThisGirlSellsHouses.net.

🌟 Bottom Line

National headlines might say “wait.”
But Northern Kentucky buyers have a window of opportunity right now — more listings, fairer prices, and a market that rewards local knowledge.

Let’s find your next home, on your terms.

📱 This Girl Sells Houses Team
ERA Real Solutions Realty
Serving Northern Kentucky buyers with expertise, heart, and hometown insight.

Deanna.ThisGirlSellsHousesTeam@gmail.com

(513)-857-8201